Board of Directors

E. Miles Kilburn
Chairman
E. Miles Kilburn has served as a member of the Board since March 2005. Mr. Kilburn has been a private investor since June 2004. Prior to that, he was Executive Vice President and Chief Strategy Officer of Concord EFS, Inc., a payment services and network services company (which became a wholly-owned subsidiary of First Data Corporation in February 2004) from 2003 to 2004, and Senior Vice President of Business Strategy and Corporate Development from 2001 to 2003. He served as Chief Executive Officer of Primary Payment Systems, Inc., a provider of services that combat check, identity and new account fraud, a majority-owned subsidiary of Star Systems, Inc., a provider of PIN-secured debit networks and secure real-time electronic transactions from 2002 to 2003, and Chief Financial Officer from 1997 to 1999. Mr. Kilburn was Group Executive Vice President and Chief Financial Officer of Star Systems, Inc. from 1999 to 2001. Mr. Kilburn also serves as a director of several privately held companies.

Scott Betts
President, CEO & Director
Scott Betts has served as the Company’s President, Chief Executive Officer, Secretary, Chief Financial Officer and Treasurer since October 2007 and joined the Company’s Board of Directors in October 2007. Prior to joining the Company, Mr. Betts served as the Executive Vice President of First Data Corporation, a payment processing services company, from May 2002 to March 2006, having served as Senior Vice President of Strategic Planning of First Data Corporation from October 2001 to May 2002. From May 2002 to March 2006, he was also President of First Data Merchant Services. From March 2006 until joining the Company, Mr. Betts also served as an independent consultant to various companies in the payments processing industry. Mr. Betts joined Procter and Gamble, a multinational manufacturer of personal care products, in 1977 and served as General Manager/Vice President of North America Fem Care from 1997 to 2001.

Charles J. Fitzgerald
Director
Charles J. Fitzgerald has served as a member of the Board since the Company’s incorporation. Mr. Fitzgerald has been a partner and member of various entities affiliated with Summit Partners, a private equity and venture capital firm, since January 2005. Prior to that, he was a principal of Summit Partners from 2002 to 2004 and a vice president from 2001 to 2002. From 1998 to 2001, Mr. Fitzgerald was the chief executive officer of North Systems, Inc., a software vendor. Mr. Fitzgerald also serves as a director of several privately held companies.

Geoff  Judge
Director
Geoff Judge has served as a member of the Board since September 2006. Mr. Judge is an early stage private investor. He invests primarily in transaction processing and internet advertising businesses. From 2003 to 2005, he was an investor in and the chief operating officer of Preclick, a digital photography software firm. In 2002, he was the chief operating officer of Media Solution Services, Inc., a provider of credit card billing insert media. From 1997 to 2002, Mr. Judge was a co-founder and senior vice president and general manager of the media division of 24/7 Real Media, which was sold to WPP in July 2007. From 1995 to 1997 he was a vice president of marketing for iMarket, Inc., a venture backed software company. From 1985 to 1995, Mr. Judge was at American Express and held a number of positions including vice president and general manager in the credit card division. Mr. Judge also serves as a director of several privately held companies.

Fred C. Enlow
Director
Fred C. Enlow has served as a member of the Board since October 2006. Since 2000, Mr. Enlow has been a consultant to various financial institutions, primarily involving international consumer financial business. He is currently a director of Prudential Vietnam Finance Company. Previously, he was a group executive director of Standard Chartered Bank PLC, a vice chairman and director of MBNA America Bank, chairman of MasterCard International’s Asia Pacific region and member of the board of directors and executive committee of MasterCard International.

Patrick Olson
Director
In his role as head of Corporate Ventures and Advisory, Mr. Olson runs BlackRock’s third party Advisory business and is responsible for assisting BlackRock in identifying and acquiring businesses that fit with BlackRock’s global strategy.  Prior to joining BlackRock in 2005, Mr. Olson was a Managing Director and Head of the Financial Technology Investment Banking group at Merrill Lynch, where he was responsible for merger and acquisition related advisory assignments for both public and private companies. Prior to Merrill Lynch, Mr. Olson was an associate in the Financial Institutions Investment Banking Group at Salomon Smith Barney. Mr. Olson began his career with First Chicago Corporation in various corporate finance functions.
Mr. Olson earned a BS degree in Finance from the University of Illinois in Champaign/Urbana in 1988, a JD degree from John Marshall Law School in 1994, and an MBA from Northwestern University’s Kellogg Graduate School of Management in 1995.